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For sale
Waterfront

$950,000

41520 CHARM LAKE DRIVE, UMATILLA, FL 32784

5 beds 4 baths 4,936 sqft 2 garage Water access

What it's like to live here

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

Facts

Property type
Single family
Year built
1979
Lot size
779,208 sqft
Garage
2 spaces
HOA
None
Days on market
4

Listing courtesy of LPT REALTY, LLC · Tyler Gibson LLC

Stellar MLS #MFRO6449945

Listing information last updated Oct 20, 2026, 5:26 PM

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